Once completed, contact one of our Mortgage professionals to schedule an appointment.

Note: You will need Acrobat Reader to open the application. If you do not have Acorbat, you may download it here.

Home > Mortgage Services > First Time Home Buyers

First Time Home Buyer

Cumberland County Bank offers up to 100% financing for the purchase of your first home in conjunction with Tennessee Housing Development Agency (THDA) and Rural Development (RECD). The program provides fixed rate financing for 30 years with a below market interest rate.

In most cases, with the cooperation of the seller, the borrower may need very little of their own funds to purchase the home.

Note: Maximum loan limits vary by county, please contact a Cumberland County Bank loan officer for more information.